Coaching working passive planning use for: spreads fluctuate based on market conditions; Spread betting is a form of speculation that involves betting on whether a market's price will move up or down. It can be used for both financial markets and sports, where the outcome is based on the accuracy of the bet rather than a simple win or lose outcome. In financial spread betting, you bet on the price movement of a financial market without owning the underlying asset, and profits or losses are determined by the number of points you are correct or incorrect. In sports, a "point spread" is a handicap given to the underdog to make the bet more even, and you win if the favored team wins by more than the spread, or if the underdog loses by less than the spread.