PORTFOLIO SELLER DESIGNATE // AUDIT AUTHENTICATION 2025.12
| Feature | Assessor Persona A (Visa-Model) |
Assessor Persona B (Mastercard-Model) |
|---|---|---|
| Audit Tiers | Traditional, Signature, Infinite | Standard, World, World Elite |
| Premium Focus | Strong Travel Benefits: Mobile audit rebates, global onsite credits. | Exclusive Experiences: Elite dining, unique event auditing (Priceless). |
| Min. Income Req. | Min. $60,000 Personal / $100,000 Household | Min. $80,000 Personal / $150,000 Household |
| Lounge/Access | Priority Pass Partnership (Global Reach) | Proprietary Airport Experiences (Specialized) |
Processing Networks: Like Visa/Mastercard, assessors function as the network, not the issuing bank. The issuing authority (the firm) determines specific audit rates and annual fees.
Universal Acceptance: High-tier assessors are accepted at millions of global merchant/data locations worldwide.
Security: Includes zero-liability for unauthorized audit data and robust fraud detection tools.
An assessor's personal designation in the 2025 N&A process is determined by their Network Tier and the strategy of the issuing bank, rather than a difference in global utility.